UNIVERSAL PAYMENT SYSTEM
Money by Design aims to offer its customers a complete payment interface that integrates the best features of this time. Along with that, we’re going to introduce crypto users to the cheapest NFTs with big potential to invest in 2023.
The payment interface of Money by Design will allow tomorrow small and large companies as well as Administrations and Institutions to have a traceable, transparent, fast and efficient payment system thanks to the blockchain technology.
While current bank payment systems are slow, expensive, risky and only allow to manage fiat money, the payment system of Money by Design is designed to process fiat, crypto and accounting units of value. Many businesses find crypto payments to be the ideal option for international transactions. Crypto trading can be improved with crypto robots that use AI technology. Check the Bit Index AI Erfahrungen blog to find out more about a crypto robot that can help traders to bring better results.
This universal payment system will be accessible to consumers by means of a classic payment card:
- It will give companies the opportunity to offer their customers new means of payment.
- It will enable governments to implement a more efficient fiscal policy.
- It will allow development banks to make fund distributions without intermediaries and with better control.
AUGMENTED CURRENCY
The difference in functionality between existing currencies and the GeoToken can be viewed in the same light as that of the rotary phone and a modern smart phone.
The Money By Design Blockchain is a modular monetary construction method.
It provides a simple way to build and classify numerous monetary and financial instruments for all activities.
It therefore creates the first user-oriented monetary, economic and financial system.
With the Money By Design Blockchain, anyone can now use his currency in the following manner:
CONSUMERS
CREATE
● Digitally reproduce the circulation of existing currencies (national currencies and cryptocurrencies) through a financial tracker that allows real-time access to all values.
● Propose unlimited combinations of various currencies and indexes.
● Propose unlimited combinations of various currencies and indexes.
by using this unique wallet to acquire and combine different kind of tokens and assets
CONSUME
● Focus intelligence on back office operations and CIB solutions for banks directly by the currency itself.
● Shift bank accounts directly by digital currency as part of transactions with third parties.
● Shift bank accounts directly by digital currency as part of transactions with third parties.
Using the token as a means of payment multi-devices (smartphone, IoT, debit card).
VOTE
● Use the electronic payment infrastructures as infrastructures for secure electronic voting.
● Introduce voting procedures that preferably allow people to express themselves on all propositions.
● Introduce voting procedures that preferably allow people to express themselves on all propositions.
and participate in community decisions by giving tokens a governance function.
BUSINESS
MEASURE
● Make the transition from micro-payments to nano-payments possible
● Create democratic and autonomous monetary spaces.
● Create democratic and autonomous monetary spaces.
to apprehend some markets on different scales and make wallets truly secure.
PRODUCE
● Make the unitary authentication of works of art possible, prevent duplication, and restore the value chain of creations.
● Create evaluation and monetization protocols for technological assets, and by extension for the goodwill of businesses.
● Create evaluation and monetization protocols for technological assets, and by extension for the goodwill of businesses.
by monetizing assets and guaranteeing the authenticity of their value.
MANAGE
● Scale up the Blockchain infrastructure so that it achieves a higher transaction volume than the Visa card.
● Use circular exchange systems in order to provide maximum e-commerce growth.
● Use circular exchange systems in order to provide maximum e-commerce growth.
through specific algorithms where one can define the currency management rules and values
MONITOR
● In the absence of a regulatory framework for cryptocurrencies, organise a functional brick enabling users to choose their own commercial, tax, civil or criminal law
● Create ethical, ecological, societal and sustainable currencies.
● Create ethical, ecological, societal and sustainable currencies.
By framing and structuring all social and economic relations.
THE BEST OF BOTH WORLDS
Today, Blockchain and Institutions (public, private and social) exist in two separate worlds.
Institutions are skeptical about the Blockchain owing to issues concerning:
- Its lack of scalability,
- Its lack of control,
- Its lack of structure.
Blockchain enthusiasts criticize institutions for:
- Their highly centralized environment,
- Their rigidity and slow adaptation pace,
- Their lack of intelligence and social dimension.
Money By Design wants to gather them together by building on the best of both worlds.
Decentralized architecture
Hybrid structure between public blockchain and classic digital world.
Authority nodes
Possibility of exercising control over the blocks.
Amend function
Error, fraud, disturbances control and correction.
Compliance & transparency
Required by Institutions to enter the world of blockchain.
Environmental concern
Proof of authority doesn’t use classical mining and saves energy.
MEET THE TOKEN
VALUATION
the valuation of its token, completely shielded from extreme and speculative behaviors, but in accordance with the expectations of real investors, institutions and users.
Economic Value
based on the value of its technological assets and on the user benefits
Social Value
based on the growth of users and resulting from the Metcalfe formula
The combination of these 2 values enables the 1st cryptocurrency with a reference price:
- based on a tangible computation formula
- that offers exponential and secure payouts.
THE MORE USERS, THE HIGHER THE VALUE!
ROADMAP
2005Olivier Rocca works on the link between currency and democracy and wrote 2 books “Money and Consciousness” and “The Logic Theory of Democracy”
July 2014Creation of Voxcracy, based on a mathematical discovery that bypasses the Condorcet Paradox
August 2017Money By Design first appears in an essay that Olivier Rocca and his associates, Pascal Ruscica, Yann Soliveres and Pierre Corbucci wrote during the summer, that emphasizes the lost functionalities that were once embedded in currencies
December 2017Requested by an International bank, Money By Design presents its revolutionary project, which the bank agrees to support
January 2018Money By Design is presented at the Las Vegas CES, and announces its cooperation with Bitfury
Our Team
Olivier RoccaCEO, Co-founderPresident @Voxcracy with more than 15 years of experience in finance and wealth management. Deep knowledge in Law, Political Science and Art. Books’s author on Currency and Democracy.
Pascal RuscicaCMO, Co-founderCEO @Voxcracy, professional with over 15 years of marketing and business experience in environmental and advertising industries.
Yann SoliveresCTO, Co-founderChief Product Officer @Voxcracy, successful digital entrepreneur. Blockchain, entrepreneurship and technology aficionado with strong background in engineering.
Pierre CorbucciCCO, Co-founderCCO @Voxcracy, professional with deep experience in communication and advertising. Highly motivated by semantics and cryptocurrency. Communication strategist for established and start-up companies.
IT Staff
Patrick SebileauCIO @PrimisAodysChief Innovation Officer
Primis Aodys Group
Primis Aodys Group
Cyril ChambourgCTO @PrimisAodysLead of Primis Technical Lab
Samuel MalardBackend Senior developerIT architect
Julien MarcadéBlockchain expertCoordination
Gabriel ChuycheBackend developerBlock Chain
Diego MoreiraFrontend developerWeb & Security
Mickael ChiemBackend developerBlockChain
Willy RozanIT Senior ArchitectBack End / Front End
Xavier GrimaldiBackend developerBlockChain
Our Advisors
Gilbert RéveillonEntrepreneur and French foreign trade advisor
Kary BheemaiahResearcher, TEDx Speaker and Author of 'The Blockchain Alternative’
Jed GrantFounder & CEO of KYC3, founder of Sandstone, founding member of Infrachain, board member of the American Chamber of Commerce in Luxembourg
Sébastien GrandfilsGoodwill expert, La Sorbonne Speaker
Brieuc AudebertBusiness Development Director, Nautical policies specialist
Pascal Pierre CoulonPrimis Aodys Group - DSI and RH consulting specialists
MEDIA TALKING ABOUT MONEY BY DESIGN
FREQUENTLY ASKED QUESTIONS
You should find the answers to your questions here. Still need help? Get in touch with us!
- What is the Smart Tokenization?
The Smart Tokenization is the ability to create new tokens for third-party looking for the growth of their activity. The aim is to finance economic, social and political actors who request Money By Design’s service offer to tokenize entire sectors of the economy. The intensity of the actors’ demand for the GeoToken lies in the quality of the features available. New token emissions create new trading zones, including in areas where fiat financing is difficult or impossible.
- What makes Money By Design’s Geotoken (GTK) unique?
The Geoteoken is the first token to integrate the 7 functionalities and services of the currency, far beyond the means of payment and wallet management. It is a non-speculative monetary tool dedicated to users and fully oriented towards their satisfaction. Its value is based on both economic and social values.
- What are the economic and social values of the GTK?
The economic value is based on the value of technological assets and user benefits. In other words, our users will reap more important benefits of using the GTK in their socio-economic relations (ie. they will be able to pay for a good or service, to vote for a decision…) than with a classic tool.
The social value is based on the Metcalfe formula and the growth of our users. That means that the more users, the higher the value. This is what a real virtuous network should be. - Why do you call the Geotoken an Augmented Cryptocurrency?
- Saving money (GEO) enables to manage a wallet as a multi-support fund composed of sovereign currencies (fiat) and cryptocurrencies in unlimited number.
- Consuming (PAY) allows to pay for a good or service with any device (IoT, smartphone, debit card)
- Voting (VOX) provides the right to participate in community decisions.
- Measuring (CAN) permits to work on infinitesimal scales and therefore increase the security of the wallet. The token holder is the only one able to recompose the real value of his wallet.
- Producing (PROD) enables to monetize assets and to guarantee the authenticity of value. It is essential in any artistic industry for example.
- Marketing (GRANT) allows to make transactions through new models of network exchanges, in particular circular network.
- Monitoring (LAW) lets you frame and structure all social and economic relations the way you want.
- How your architecture makes your blockchain different and more secure?
The technical architecture we chose is a hybrid structured blockchain located between public BC (highly distributed and then out of control) and classic digital world (centralized and regulated). This decentralized structure guarantees authority nodes the possibility of exercising control over the activity of the blocks and a strong regulatory power that will allow institutions to uphold certain rules of compliance and transparency they require to enter the BC universe. It prevents from money laundering and fraud.
Unlike Bitcoin or Ethereum, this decentralized architecture allows to introduce an «amend» function which gives the system the ability to correct itself via the action of the higher nodes.
Such a function gives the higher nodes a power of control and sanction against the malicious acts.
GET IN TOUCH
If you have any questions, please contact us through the form below:
THE SMART TOKENIZATION BLOCKCHAIN
Bringing the power of
blockchain to institutions.
Create your own tokens with extended and
useful functionalities, and get access to the
real power of currency.